Terms of Use

Last updated: 3 July 2026
Platform: NINBVNPORTAL
Website: ninbvnportal.com

Read this part carefully: Sections 2 and 4 spell out what the NIMC Act 2026 requires from you before you verify anyone's NIN or BVN — including permission you must already have from that person.
NIN modification warning: Section 9 explains the strict rules for NIN modification orders — including no prior initiation on any other device or platform, no modification for anyone under 18, and our no-refund policy.

1. What This Agreement Covers

These Terms govern your use of NINBVNPORTAL — a platform for verifying National Identification Numbers (NIN) and Bank Verification Numbers (BVN) in Nigeria. By using this website or its API, you're agreeing to be bound by these Terms and our Privacy Notice.

Don't agree with something below? Please stop using the platform.

This service exists for legitimate identity verification only — never for fraud, impersonation, or unauthorised access. Misusing it is a criminal matter under Nigerian law, not just a violation of these Terms.

3. Who Can Use This Platform

  • You must be 18 or older, or acting with proper authority on behalf of an organisation.
  • Information you give us at signup must be accurate.
  • You will not use the platform to impersonate anyone, access someone's data without their consent, commit fraud or money laundering, or spread false verification results.

Any illegal use may lead to suspension, a report to law enforcement, and civil or criminal action under Nigerian law.

5. Acceptable Use

The platform is meant for legitimate identity verification, KYC compliance, onboarding checks, and personal data validation carried out with consent. You must not attempt to bypass security controls, resell or redistribute data from the API, harvest data at scale, or otherwise infringe on anyone's privacy.

Data handling

6. How We Handle Your Data

We operate under the Nigeria Data Protection Act (NDPA) 2023. Data moves through the platform encrypted and authenticated by token, and requests are only processed where both a lawful purpose and the data subject's consent exist.

We don't hold on to, share, or sell personal data beyond what's needed to deliver the service and meet our legal obligations. Full detail — including retention periods and your rights under the NDPA — is in our Privacy Notice. For NIN modification orders, the details you submit are also shared with the third-party providers who complete the order (see Section 9).

7. Uptime & Availability

We work to keep the platform available around the clock but can't promise uninterrupted access — maintenance and external factors can cause downtime. We aren't liable for losses tied to service interruptions.

8. Charges & Refunds

Fees are shown clearly before you pay. Once a verification has been completed successfully, it isn't refundable. Fraudulent payment attempts are reported and may lead to immediate suspension.

NIN modification orders follow the separate refund rules in Section 9.

Important warning

9. NIN Modification Services & Warnings

This section applies to every order placed on our NIN Modification service page (name, phone number and address modification). By submitting such an order, you confirm that you have read and accepted all of the following.

9.1 No prior initiation on any device or platform

You must not have already started, attempted or submitted the same modification on any phone, computer, tablet, the NIMC app, USSD code, NIMC self-service kiosk, or any other portal or third-party service.

Any prior initiation — even if incomplete or partial — will cause the order placed here to fail automatically. NINBVNPORTAL must be the first and only place where the request is initiated.

9.2 Minimum age: 18 years

We do not process modifications for anyone under 18 years of age. Child NIN modification is not supported. Do not submit an order for a minor.

9.3 Date of birth modification is not offered

We do not offer NIN date of birth modification under any circumstances.

9.4 Orders are completed by a third party

NIN modification orders are completed through a third-party provider. We do not control the third party's processing, timelines or outcomes, nor the decisions of NIMC. To complete your order, the details and documents you submit (such as your NIN, names, phone number, address and passport photograph) are shared with that provider.

9.5 Refund policy for NIN modification

Because orders are completed by a third party, payments for NIN modification are generally non-refundable. This includes orders that fail because of prior initiation elsewhere, incorrect or incomplete details, or requests that fall outside what we support (for example, an under-18 NIN or a date of birth change).

A partial refund may be considered for some services, but it is decided case by case, is not guaranteed, and the amount (if any) is at our discretion.

9.6 Your confirmation

Before an order can be submitted, the platform asks you to acknowledge the warning notice and tick a consent box. Doing so confirms that the information you gave is accurate, that the request has not been initiated anywhere else, that the NIN holder is 18 or older, and that you accept the refund terms above.

10. Where Our Responsibility Ends

NINBVNPORTAL is an independent verification intermediary — not NIMC, and not a government body. We don't create, own, or alter official identity records; we simply provide a secure channel to confirm data that already exists.

As a result, we:

  • Can't guarantee every result is free of errors originating in external databases.
  • Aren't liable for misuse, misreading, or unlawful use of verification results.
  • Take no responsibility for checks run without proper consent.

11. You Agree to Cover Us

You agree to indemnify NINBVNPORTAL, its team, and partners against any loss, claim, fine, or legal cost arising from your failure to obtain consent, your breach of the NIMC Act 2026, the NDPA, or other applicable law, or misuse of the API or platform. Liability from unlawful use rests with you.

12. Zero Tolerance for Fraud

Fraudulent verification, impersonation, or any criminal use of the platform is strictly forbidden. Violations result in permanent suspension, blacklisting of the associated credentials/IPs, and referral to NIMC, the NDPC, and the EFCC where appropriate.

13. Suspending or Closing Accounts

We may suspend or close any account that runs unauthorised checks, breaches these Terms, or submits fraudulent requests — without notice, where we believe there's legal or reputational risk.

14. Governing Law

These Terms are governed by the laws of the Federal Republic of Nigeria. Disputes fall under the jurisdiction of the appropriate High Court.

15. Changes to These Terms

We may update these Terms as laws or our services change. Material updates will be posted here, and where needed, we'll ask you to re-confirm acceptance before continuing to use the platform. Continued use after a change counts as acceptance.

16. Get in Touch

17. One Last Thing

By using this platform, you confirm:

  1. You understand your obligations under the NIMC Act 2026 and the NDPA.
  2. You'll use the service only for lawful, ethical purposes.
  3. You take full responsibility for verification activity on your account.
  4. You understand NINBVNPORTAL isn't liable for unauthorised or unlawful use of its services.